Product Manager, Lending
Chime Financial, IncSan Francisco, California, United States · Posted 4 months agoDescription
About the role
We’re hiring for a Product Manager to lead our Lending product at Chime. You'll own one of Chime's fastest-growing, highest NPS products and define the future of lending for millions of members—setting strategy, making the key product decisions, and leading the next phase of growth for one of Chime's most important businesses. This is an opportunity to reimagine how lending works in America by building products that help our members access credit responsibly and make meaningful financial progress.
As our Lead Product Manager, you'll own the product end-to-end—from defining strategy and prioritizing investments to partnering across Engineering, Design, Data Science, Risk, Operations, Legal, Compliance, Marketing, and Finance to bring your vision to life. You'll inherit a profitable, high-growth business with a significant runway ahead, giving you the opportunity to expand the product, unlock new member value, and shape the future of lending at Chime.
The base salary offered for this role and level of experience will begin at $165,000 and up to $215,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
In this role, you can expect to
- Own the Lending product strategy and roadmap end-to-end, balancing member impact, business growth, and long-term platform investments.
- Lead the next chapter of one of Chime's fastest-growing and highest NPS products by expanding the product into new use cases and member experiences.
- Reimagine how lending works for everyday Americans by delivering innovative, responsible financial products that help members make meaningful financial progress.
- Drive product decisions across the full product lifecycle, partnering closely with Engineering, Design, Data Science, Risk, Operations, Legal, Compliance, Marketing, and Finance.
- Make high-conviction prioritization decisions and align cross-functional teams around a clear product vision, measurable outcomes, and business impact.
- Use customer insights, experimentation, and data to continuously improve the member experience while growing a profitable business.
- Serve as the product leader for the team, creating clarity, setting direction, and ensuring exceptional execution from strategy through launch.
To thrive in this role, you have
- Significant experience leading consumer product strategy and execution for high-impact digital products from concept through scale.
- A proven track record of owning complex product areas with measurable business outcomes, ideally including growth, monetization, or financial products.
- Experience building or managing lending, credit, or other consumer financial products is strongly preferred.
- Experience making strategic product decisions in highly cross-functional environments with Engineering, Design, Analytics, Risk, and business partners.
- Strong product intuition backed by data, with the ability to prioritize effectively and make thoughtful tradeoffs.
- Experience building products that simplify complex customer problems and deliver exceptional user experiences.
- Excellent communication and stakeholder management skills, with the ability to influence across functions and executive audiences.
#LI-TP1 #LI-Onsite
A little about us
At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.
We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.
We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Because if we don't—who will?
*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
What we offer for our full-time, regular employees
- 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
- 💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
- ✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
- 🏝 Generous vacation policy and company-wide paid days off
- 🫂 1% of your time off to support local community organizations of your choice
- 👟 Annual wellness stipend to use towards eligible wellness related expenses
- 👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
- 👪 Access to family planning reimbursement
- 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.
Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com.
To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.
Similar jobs
Est. 272,500 USD
About the role We’re hiring a Principal Product Manager to lead Top of Funnel Lending at Chime. This is a platform role, not a single-product role: it spans every credit product we take top of the funnel for — loans, cre…
Est. 179,000 USD
About the Role We are hiring for a Sr. Product Marketing Manager for Chime’s Lending product ecosystem. In this role, you’ll own how we bring to market and position Chime’s growing personal loan product to deliver clear,…
Est. 158,500 USD
About the role Chime’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft…
Est. 211,500 USD
About the role Chime’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft…
Est. 179,000 USD
About the Role We are hiring for a Sr. Product Marketing Manager to lead go-to-market for our Trust and Safety portfolio. Millions of people trust Chime with their financial lives, and you’ll shape how we talk about the…
Est. 256,000 USD
About the role We’re hiring a Principal Product Designer to help shape the future of financial peace of mind for millions. In this role, you will lead the design vision for high-impact, member-facing experiences that set…
Est. 195,500 USD
About the role Chime's Cards team is hiring a Senior Full-Stack Engineer to help build and scale our newest card products. You'll work across the stack to ship member-facing experiences and the backend systems that power…
Est. 209,500 USD
About the role We're hiring a Product Designer to lead the design of some of Chime's most important member experiences across Growth, Spending, or Lending. This is a highly influential individual contributor role for a d…
Est. 159,000 USD
About the role We're looking for a Sr. Growth Product Data Scientist to partner with our Growth Product and Engineering teams to drive measurable impact across the member journey — from acquisition to conversion through…
Est. 175,000 USD
About the Role At Chime, we believe in the power of our product to help people lead healthier financial lives. The Trust & Safety team is tasked with keeping our members’ accounts safe, providing them uninterrupted a…
Est. 129,500 USD
About the role We're looking for a Growth Product Scientist to partner with our Growth Product and Engineering teams to drive measurable impact across the member journey — from acquisition to conversion through long-term…
Est. 301,500 USD
About the role We are hiring for a Sr. Director, Strategy and Growth Initiatives to help define and drive the long-term strategy and growth of the company. As our Sr. Director, you’ll identify where the business should g…
Est. 265,500 USD
About the Role Chime serves millions of members on a mission to help them unlock financial progress. Growth Engineering builds the product surfaces and systems that turn that mission into measurable outcomes for members…
Est. 142,000 USD
About the Role We’re seeking a Strategic Finance Senior Associate to join Chime’s Growth & Marketing Finance team. This role partners closely with cross-functional leaders across Marketing, Growth, Product, and Data…
Est. 181,000 USD
About the role We are looking for a Product Security Manager to lead a team focused on cloud, application, and AI security within our Product Security organization. This role is responsible for securing our cloud infrast…
Est. 138,000 USD
About the Role We're hiring a Program Manager to help shape how Chime delivers a high-quality, high-trust experience for our members. This role will focus on product, policy, and process excellence across high-trust memb…
Est. 158,500 USD
About the role We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important fina…
Est. 237,000 USD
About the role Chime is looking for an engineering leader to help manage and guide one of the AI & App Experience (AAX) engineering teams. Chime’s AAX org is building the next generation of the Chime member experienc…
Est. 133,500 USD
About the Role We are hiring a Senior Analyst for AML Governance & Advisory within Financial Crimes & Identity. This team owns the governance framework supporting Chime's BSA/AML and OFAC compliance programs, ens…
Est. 195,500 USD
About the role Chime's Growth Engineering team builds the member-facing experiences that move our business metrics, and we're scaling fast. We're looking for a full stack engineer who wants to own features end to end: th…
Est. 229,500 USD
About the role Chime is looking for an engineering leader to help manage and guide one of the Trust & Safety engineering teams. Chime’s Trust & Safety org is on a mission to protect our members and fuel durable g…
Est. 237,000 USD
About the role Chime is looking for an engineering leader to help manage and guide one of the Spending, Saving & Investing (SSI) engineering teams. Chime’s SSI org is on a mission to make Chime the top choice for eve…
Est. 195,500 USD
About the Role The Data engineering team has been created keeping in mind the importance and criticality of data for the overall success of Chime. The mission of this group is to build scalable data artifacts and insight…
Est. 179,000 USD
About the role We’re hiring a Senior Lifecycle Marketing Manager to join our Lifecycle & CRM Marketing team and shape how Chime engages, retains, and grows members throughout their lifecycle. You’ll own the strategy…
Est. 265,500 USD
About the Role Chime is looking for a Staff Software Engineer to help shape the future of member-facing AI. You’ll set the technical direction for how we build with LLMs, architecting the agent systems, evaluation framew…
Est. 321,000 USD
About the role Chime is looking for a Director of Engineering to lead our AI & App Experience (AAX) organization — the team building the next generation of the Chime member experience. AAX owns Jade, Chime’s AI-power…
Est. 288,500 USD
About the role We’re hiring a Design Director to lead Product Design across our Spending, Savings, and Investing experiences. You’ll shape how millions of members interact with their money every day—from the experiences…
Est. 223,000 USD
About the Role Chime is looking for a hands-on engineering leader to guide the Human Agent Tooling team within Trust & Safety. As a Tech Lead Manager, you’ll lead a squad of 3–5 engineers, set the hiring bar, coach a…
Est. 158,500 USD
About the Role The Support Foundations team builds the infrastructure that powers every support interaction a Chime member has. That includes the automated phone system members call when they need help, the in-app chatbo…
Est. 158,500 USD
About the role We’re looking for a strong engineer who has a passion for building scalable systems and who can help drive and innovate on our communication platform at Chime! In this role, you would be developing fullsta…